As of Jan 15, 2022, individuals with private health insurance coverage can submit a claim for reimbursement for FDA - EUA authorized over-the-counter COVID-19 tests purchased online or in store. Depending on your health insurance plan, you may be asked to submit a receipt as proof of purchase in order to receive reimbursement. Some health insurance plans will provide direct coverage, meaning your test will be free at the point of sale.

If your plan has set up a network of preferred pharmacies at which you can obtain a test with no out-of-pocket expense, you can still obtain tests from other pharmacy, stores, and online retailers outside of that network. Your health insurance plan is required to reimburse you at a rate of up to $12 per individual test (or the cost of the test, if less than $12).  Save your receipt(s) to submit to your plan for reimbursement.

Please check with your insurance provider to find out what tests are available to you with no out of pocket cost. Learn more here.

Health insurance plans are required to cover up to eight in network over-the-counter COVID-19 tests per month per person. That means a family of four can get 32 in network tests per month for free. For tests purchased out of network your health insurance plan is still required to reimburse you at a rate of up to $12 per individual test (or the cost of the test, if less than $12).  Save your receipt(s) to submit to your plan for reimbursement.  

There is no limit to the number of COVID-19 tests, including at-home tests, health insurance plans must cover when ordered or administered by a health care provider. Learn more here.

• Keep the receipt*
• Submit a claim with your eligible insurance provider
• Get reimbursed**

* Currently, the test is available to order online on Amazon.com. CVS.com and EverlyWell.com, and in stores at Winn Dixie.  Please visit our website at www.bdveritorathome.com for updates on future buying options.

** The insurance company is responsible for reviewing your claim and providing reimbursement. BD is not responsible for processing your claim and reimbursement. Health insurance plans are not required by law to provide reimbursement for over-the-counter COVID-19 tests purchased prior to Jan. 15, 2022.

If your health insurance plan has not set up a network of preferred stores, pharmacies, and online retailers at which you can obtain a test with no out-of-pocket expense, you will be reimbursed the amount of the cost of the test. For example, if you buy a two-pack of tests for $34, the health insurance plan would reimburse $34. If you purchase an over-the-counter COVID-19 test from a pharmacy, store, or online retailer and are charged for your test, keep your receipt and submit a claim to your health insurance plan for reimbursement. To seek reimbursement, follow instructions in the previous response.

It depends. The government is strongly incentivizing health insurance plans to set up a network of convenient locations across the country, such as pharmacies and retailers, where those with private health coverage can obtain over-the-counter COVID-19 tests for free, rather than having to submit claims for reimbursement. Check with your health insurance plan to see if they offer such a program. If not, make sure to hold on to your receipt so you can file a claim for full reimbursement.

As of March 2022, fee-for-service Medicare cannot pay for at-home tests through this program. Medicare Advantage plans may offer coverage and payment for at-home over-the-counter COVID-19 tests, so consumers covered by Medicare Advantage should check with their plan.

In accordance with the American Rescue Plan, State Medicaid and CHIP programs are required to cover FDA-authorized at-home COVID-19 tests.  People with Medicaid or CHIP coverage should contact their state Medicaid or CHIP agency for information regarding the specifics of coverage for at-home COVID-19 tests, as coverage rules may vary by state. Learn more here.

Health insurance plans are not required by law to provide reimbursement for over-the-counter COVID-19 tests purchased prior to Jan. 15, 2022. Please contact your health insurance plan directly to see if they have decided to provide reimbursement before that date.  For tests purchased after Jan 15, 2022 please submit a receipt to your health insurance plan for reimbursement. Some states may have existing requirements related to coverage of at-home over-the-counter COVID-19 tests.  Learn more here.

The BD VAH test qualifies for reimbursement because it is authorized by the FDA under emergency use authorization (EUA). If needed, the NDC code for BD VAH is 08290-2560-94, and the UPC code is 382902560944. Reimbursement may vary depending on if your health insurance plan has established a network of preferred pharmacies. Regardless of your plan, your health insurance plan is still required to reimburse you at a rate of up to $12 per individual test (or the cost of the test, if less than $12).  Save your receipt(s) to submit to your plan for reimbursement.

Learn more and fill out a form to get your test reimbursed.